WHAT MAKES US UNIQUE?
The credit union idea is a simple one, based on the philosophy of “people helping people.” Unlike other financial institutions, credit unions are member-owned, not-for-profit, cooperative financial organizations formed to permit those in its field of membership to pool their savings, lend them to one another, and own the organization where they save, borrow, and obtain related financial services.
WHY JOIN THE CALIFORNIA CENTER CREDIT UNION?
Members are the heart of the credit union. Unlike other financial institutions that are owned by groups of stockholders whose interest lies in earning a healthy return on their investments, credit unions are organizations of people, not money. Any surplus, after ensuring reserves, is distributed to member/owner’s savings as dividends, reduced loan interest, or improved services/products and delivery systems.
BENEFITS OF CCCU:
The benefits of the California Center Credit Union is convenience, no membership fee, a one-share ($25) deposit in your regular share savings account establishes your membership and ownership in CCCU and lifetime membership. Our policy is “Once a member, always a member,” even after you leave the field of membership.