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A substantial number of Members have heard the news about our proposed partnership and shared their excitement. The addition of branches, the availability of more products and services, and the continuity of World-Class Service are just some of the reasons youíve told us why youíre in favor of our proposed merger with Credit Union of Southern California (CU SoCal).

We know you look forward to the additional value this merger will bring and we are diligently working toward uniting our two well-run credit unions. We have provisional approval from the Department of Business Oversight to move forward and are now awaiting approval from the NCUA. We will keep you updated on our progress and, following regulatory approval, will ask you to vote on our merger.

The union between CCCU and CU SoCal will combine two healthy, well capitalized, and financially sound credit unions. Unlike bank mergers that are designed to make money for stockholders, this exciting partnership benefits you. It will provide you with additional products, conveniences, and value that would take CCCU years to provide you on our own. Combining our two healthy organizations will immediately provide you with greater value and convenience.

Your accounts will continue to be federally insured with equal coverage, and youíll see the same friendly faces in your branch as you see today. All front-line employees will remain with our combined organization.

If you have any questions, please contact us at (909) 476-8018. We welcome your feedback. Click here to read our Q&A for additional information.


Your Supervisory Committee is conducting the annual verification of all CU accounts. You are encouraged to review your statement. If you find errors, omissions. Or discrepancies, please report them to Arnold Ramirez at or PO Box 1471, Guasti, CA 91743

Click Here for a Copy

Scammers are finding new ways to get your personal information and now they are invading our cell phones ... click here for important information!

Member Cellular Discounts with Sprint

Auto Loans
Loans are available for both new and used autos. We will finance up to 100% of Kelley Blue Book retail price on used autos from one to four years old. For autos five years and older up to 80% of Kelley Blue Book retail.
>>click here for the CUDL AutoSMART Loan Program

>> click here to see our latest loan rates

Visa Card
The CCCU offers the international purchasing power of the Visa Card at a low APR with no annual fee. Our rates are generally lower than most banks and other financial service providers. Click here for Visa Agreement and Click here for Visa Application

The CCCU Visa Card offers several features: cash advances worldwide, a 25-day grace period on purchases, travel insurance, access to Visaís worldwide ATM network, and the opportunity to elect to defer your December payment with our Skip-A-Payment Option. Visa Cards are available to members 18 years of age or older, on approval of credit. (Future Leaders may apply for a special Visa account with a co-signer.)

Now you can manage your account and pay your credit card bill conveniently online. Just visit

Mortgage Loans
Itís easy! Get the loan you need faster and more conveniently than anywhere else with our online mortgage process.

We've eliminated traditional paperwork and red tape in favor of a few clicks and a few questions. Use our new online loan application to start building your wealth today. CLICK HERE!

Home Equity
Your California Center Credit Union now offers home equity loans and lines of credit. If you like having the same payment amount for the entire term of the loan, then our home equity loan is for you. It offers a low, fixed interest rate and a fixed payment amount.

Another option is our Home Equity Line of Credit (HELOC). You can take advances on this line of credit over time and end with a fixed payment through the end of the term.   Establishing a home equity line-of-credit is a smart way to improve your property and protect yourself from unexpected expenses. You can also use your CCCU Home Equity Line of Credit to consolidate high credit card debt, giving you a lower payment and interest that may be tax deductible.* Call (909) 476-8018 for more information today!

* Consult your tax advisor

Signature Loan
Signature loans can be used for a variety of purposes including consolidating and paying down credit card debt to funding that once-in-a-lifetime vacation.

Share-Secured Loans
Use your shares as collateral and borrow against them to receive a lower interest rate. This is a great way to build your credit score while learning to manage your credit.

RV Loans
We will finance up to 80% of the purchase price of your new RV.  For used RVs, we lend up to 80% of Kelley Blue Book retail or purchase price, whichever is less.

Phone: (909) 476-8018 | Fax: (909) 476-8515 | Email:
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency
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