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PARTNERSHIP UPDATE

A substantial number of Members have heard the news about our proposed partnership and shared their excitement. The addition of branches, the availability of more products and services, and the continuity of World-Class Service are just some of the reasons you’ve told us why you’re in favor of our proposed merger with Credit Union of Southern California (CU SoCal).

We know you look forward to the additional value this merger will bring and we are diligently working toward uniting our two well-run credit unions. We have provisional approval from the Department of Business Oversight to move forward and are now awaiting approval from the NCUA. We will keep you updated on our progress and, following regulatory approval, will ask you to vote on our merger.

The union between CCCU and CU SoCal will combine two healthy, well capitalized, and financially sound credit unions. Unlike bank mergers that are designed to make money for stockholders, this exciting partnership benefits you. It will provide you with additional products, conveniences, and value that would take CCCU years to provide you on our own. Combining our two healthy organizations will immediately provide you with greater value and convenience.

Your accounts will continue to be federally insured with equal coverage, and you’ll see the same friendly faces in your branch as you see today. All front-line employees will remain with our combined organization.

If you have any questions, please contact us at (909) 476-8018. We welcome your feedback. Click here to read our Q&A for additional information.

VERIFICATION OF ACCOUNTS

Your Supervisory Committee is conducting the annual verification of all CU accounts. You are encouraged to review your statement. If you find errors, omissions. Or discrepancies, please report them to Arnold Ramirez at arnoldr@ccul.org or PO Box 1471, Guasti, CA 91743



2014 ANNUAL REPORT AVAILABLE TO OUR MEMBERS
Click Here for a Copy

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Scammers are finding new ways to get your personal information and now they are invading our cell phones ... click here for important information!

Member Cellular Discounts with Sprint


Effective 03/01/13

FEES

SHARE AND CHECKING ACCOUNTS

 

Membership fee

Free

Basic checking, no minimum balance

Free

Dividend checking (minimum monthly balance of $1,000)

Free

Dividend checking (monthly balance drops below $1,000)

6.00

Check copies (after two free per month)

  2.00

Deposited, returned checks

10.00

Deposited, returned checks with maker as a party

28.00

Deposited, resubmitted checks

5.00

Insufficient funds, checks returned 

28.00

Insufficient funds, checks paid

28.00

Overdraft transfer from shares or line of credit 

5.00

Holiday club account (early withdrawal) 

10.00

Individual Retirement Account (premature withdrawal or transfer) 

25.00

Individual Retirement Account (Annual Maintenance Fee)

25.00

Multiple withdrawals by check (after one free each month)

5.00

Transfer funds (free if done using home banking or audio response)

5.00

Account closed within 180 days

10.00

Account inquiries

2.00

Stop payment order or change 

15.00

 

 

AUDIO RESPONSE AND HOME BANKING

 

24-hour access by telephone or Internet

Free

 

 

BILL PAYMENT

 

Maintenance fee

Free

Photocopy of bill payment

10.00

 

 

ATM / DEBIT / SHARED BRANCHING

 

ATM or debit card replacement

10.00

PIN replacement

5.00

ATM/POS withdrawal at CO-OP Network

Free

ATM Deposit CO-OP Network 

Free

ATM overdrawn account

28.00 

Rush order for Card Replacement 

Pass thru cost

Rush order PIN Replacement 

Pass thru cost

Shared In-Branch Withdrawal 

5.00

Shared In-Branch Deposit

Free

Sprig Mobile Inquiry or Transfer

Free

Sprig Mobile scanned deposit 

Free

 

 

VISA

Replacement card

10.00

Statement copy

5.00

Visa annual fee

Free

Late fee on Visa payment (past due 10 days or more)

10.00

Cash advance for non-CCCU Visa

25.00

Cash advance on CCCU Visa ($10 min-$50 max) 

3%

 

 

ADMINISTRATIVE

Account attachment or tax levy

40.00

Account balancing (per hour)

30.00

Cashier's check

5.00

Check Cashing Non-Member 

5.00

Collection items from or to other institution

25.00

Deposit of rolled coin (each roll)

0.10

Visa Gift Cards 

3.50

Inactive account (no activity in 12 months) 

12.00

Legal order processing

28.00

Locator service (invalid address) 

5.00

Money order 

3.00

Photo copies (each)

0.25

Print history of account 

5.00

Process address correction from U.S.P.S. 

    5.00

Statement copies

5.00

Statements Mailed

2.00

Statements Electronic

Free

Wire Trace

15.00

Wire Transfers, Incoming (Domestic)

10.00

Wire Transfers, Incoming (International)

20.00

Wire Transfers, Outgoing (Domestic) 

20.00

Wire Transfers, Outgoing (International)

35.00

Written verification of account 

5.00

 
Phone: (909) 476-8018 | Fax: (909) 476-8515 | Email: cccu@calcentercu.org
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency
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