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SHARE AND CHECKING ACCOUNTS |
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Membership fee |
Free |
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Basic checking, no minimum balance |
Free |
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Dividend checking (minimum monthly balance of $1,000) |
Free |
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Dividend checking (monthly balance drops below $1,000) |
6.00 |
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Check copies (electronically through home banking) |
Free |
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Check copies (after two free per month) |
2.00 |
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Deposited, returned checks |
10.00 |
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Deposited, returned checks with maker as a party |
28.00 |
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Deposited, resubmitted checks |
5.00 |
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Insufficient funds, checks returned |
28.00 |
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Insufficient funds, checks paid |
28.00 |
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Overdraft transfer from shares or line of credit |
3.00 |
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Holiday club account (early withdrawal) |
10.00 |
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Individual Retirement Account (premature withdrawal or transfer) |
25.00 |
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Multiple withdrawals by check (after one free each month) |
3.00 |
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Transfer funds (using home banking or audio response) |
Free |
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Transfer funds (called in to branch staff) |
5.00 |
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Electronic share transfers in excess of 6 per month (Reg. D limits) |
3.00 |
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Account closed within 180 days |
10.00 |
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Account balance and transaction inquiries (using home banking or audio response) |
Free |
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Account balance and transaction inquiries (called in to branch staff) |
2.00 |
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Stop payment order or change |
15.00 |
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AUDIO RESPONSE AND HOME BANKING |
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24-hour access by telephone or Internet |
Free |
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BILL PAYMENT |
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Maintenance fee up to 12 payments (per statement cycle) |
Free |
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Maintenance fee after 12 payments (per statement cycle) |
3.95 |
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Photocopy of bill payment |
10.00 |
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ATM AND DEBIT CARD TRANSACTIONS |
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ATM or debit card replacement |
10.00 |
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PIN replacement |
5.00 |
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ATM transactions (ATM owner may surcharge) |
Free |
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POS transactions using a signature |
Free |
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POS transactions using a PIN, first five transactions |
Free |
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for each transaction after five |
0.50 |
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ATM overdrawn account |
28.00 |
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Rush order for ATM or Visa Debit Card |
30.00 |
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VISA |
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Replacement card |
10.00 |
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Statement copy |
5.00 |
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Visa annual fee |
Free |
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Secured Visa annual fee |
10.00 |
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Late fee on Visa payment (past due 10 days or more) |
10.00 |
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Cash advance for non-CCCU Visa |
25.00 |
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Cash advance on CCCU Visa ($10 min-$50 max) |
3% |
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Visa Gift Cards |
3.50 |
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ADMINISTRATIVE |
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Account attachment or tax levy |
28.00 |
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Account balancing (per hour) |
30.00 |
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Cashier's check |
5.00 |
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Collection items from or to other institution |
25.00 |
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Deposit of rolled coin (each roll) |
0.10 |
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Inactive account (no activity in 12 months) |
5.00 |
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Legal order processing |
28.00 |
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Locator service (invalid address) |
5.00 |
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Money order |
2.00 |
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Photo copies (each) |
0.25 |
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Print history of account |
5.00 |
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Process address correction from U.S.P.S. |
5.00 |
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Statement copies |
5.00 |
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Travelers Checks |
1% of value |
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Wire Trace |
15.00 |
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Wire Transfers, Incoming (Domestic) |
10.00 |
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Wire Transfers, Incoming (International) |
20.00 |
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Wire Transfers, Outgoing (Domestic) |
20.00 |
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Wire Transfers, Outgoing (International) |
35.00 |
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Written verification of account |
5.00 |
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Visa Gift Card |
3.50 |
